Insurance when moving: what risks should you be aware of?

Although moving to a new residence is usually a special moment beginning a new stage in one’s life, it also comes with a few challenges, and one of this is transporting your things. If you don’t want to handle this job yourself, a professional moving service can help you out, but even then, you cannot guarantee the absence of risks. The good news is that within Latvia, the FF International Movers third-party civil liability insurance is included by default and there are a few different packages of additional household objects insurance that you can get when moving, and you will learn about these in this article!

What are the potential risks of moving?

It may seem that all you need to do is to properly package your belongings and leave the transportation to professionals, this will not protect your tableware, furniture, or anything else from trouble during the move. There are a few risks that can cause a lot of damage:

• Various natural events, with one obvious example that caught many people unprepared this summer being hailstorms;
• Road accidents during the transportation of property, and sudden damage to the transport vehicle;
• Theft and robbery;
• Human factor, such as damage to your belongings during loading or unloading.

People tend to think that such problems can never happen to them, but no one can fully prevent more or less damage.

When is it worth getting insurance when moving to a new house?

Unless move for you means carrying bed lining, clothes, and a few pieces of kitchenware to the flat next door, we recommend you to use household object, personal belonging, and transport insurance. A sudden random event that you can’t even think of right now could result in significant harm or even in the loss of your entire life’s belongings. It is particularly important to get insurance if you have a lot of valuable possessions and/or if the move takes place in multiple stages, for example if you plan to load your things from one vehicle to another at some point.

What should I pay attention to when choosing insurance?

One of the key factors in deciding on a particular insurance service is the risks it covers: for example, if it will compensate you if your set of antique tableware is accidentally broken or lost. Also pay attention to the deductible and the price of the insurance, as well as the amount of insurance proceeds.

Before choosing a particular insurance service, carefully read the information in the contract: this is the only way to fully understand when the insurance will provide you with coverage, and for what amount. If you are unsure about any provisions in the contract, make sure you contact the company that offers the insurance and ask any questions you may have.

FF International Movers offers a wide range of moving services and insurance

Whenever you need a reliable moving service, FF International Movers, a company that has worked in this industry since 2001, will be the right choice. Our services include:

• Transporting personal belongings and office equipment and objects;
• Moving houses (both within the country and internationally);
• Transporting pets;
• Packing services;
• Warehouse services and storage of household objects;
• Sale and leasing of various types of packaging materials;
• Assistance with customs formalities and permits, etc.

And that’s not all, the standard price of FF International Movers already includes third-party civil liability insurance, and if you are moving without international transport, this extra insurance will serve as an extra safety cushion in emergency situations. Furthermore, FF International Movers, also offers a few insurance packages: Basic Cover, Comprehensive Cover, and Supreme Cover. In addition to Comprehensive and Supreme insurance, you can also get travel insurance and household objects insurance. For more details on insurance options, go to the FF International Movers website, section Household objects, personal belongings, and transport insurance.

Regardless of what type of moving services you need, take a look at the options FF International Movers has to offer! On the website, you will find a convenient contact form, and if you have questions, you can also e-mail us at info@ffinternationalmovers.lv or call us, +371 29160077.